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Buyer 01Lemoore, California
Target monthly$2,900buyer stated
Cash available$86,000document supported
Search areaCentral Valleybuyer stated
Financingconventionalprovider supplied
Monthly picture
Valley Community Lending · working estimate$2,928.00/ month
$1,800Target $2,900$4,500
Provider supplied Prepared Aug 24, 2026. Insurance remains an estimate until a property-specific quote is selected.
- Principal & interest
- $2,245
- Property tax
- $447
- Home insurance
- $150
- Mortgage insurance
- $86
- HOA + other
- $0
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Compare what actually changes the deal.
Same buyer position. Same purchase price. Different terms and costs.
| Line | Valley Community LendingWorking estimate | Central Valley Home LoansWorking estimate | Heritage Mortgage Co.Working estimate |
|---|---|---|---|
| Rate | 6.250% | 6.375% | 6.500% |
| APR | 6.425% | 6.556% | 6.684% |
| Monthly payment | $2,928 | $2,963 | $2,998 |
| Loan costs | $2,310 | $3,310 | $3,175 |
| Other closing costs | $9,099 | $9,198 | $9,250 |
| Credits | −$6,000 | −$5,500 | −$5,750 |
| Cash to close | $69,759 | $71,358 | $71,025 |